Author Topic: Do not pay bills if you haven't money !! >.<  (Read 2881 times)

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Offline MaximilianPs

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Do not pay bills if you haven't money !! >.<
« on: July 03, 2011, 05:59:33 AM »
as the title.. i'm looking for this hack 'cause the popup that say "xxx didn't have enough money to pay bills" drive me crazy  :dry:

Offline AncientHighway

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Re: Do not pay bills if you haven't money !! >.<
« Reply #1 on: July 03, 2011, 06:25:30 AM »
I don't know if there's one like that, but there's a couple autopay bills, Simwardrobe among them.  Naturally they won't pay if you can't afford it.

Offline MaximilianPs

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Re: Do not pay bills if you haven't money !! >.<
« Reply #2 on: July 03, 2011, 09:51:04 AM »
let me check.... mmmm  :hmm:
yep i've the auto-pay-all-bills-al.package

maybe it is the cause of this boring situation  :unsure:

Offline BoilingOil

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Re: Do not pay bills if you haven't money !! >.<
« Reply #3 on: July 03, 2011, 10:59:34 AM »
Ah, that explains everything: that mod is responsible for the "xxx didn't have enough money to pay bills" message. Without the mod, you don't get that message.

So I take it, Max, that you really want a version of that mod that does NOT give this message, right???

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Offline MaximilianPs

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Re: Do not pay bills if you haven't money !! >.<
« Reply #4 on: July 03, 2011, 11:37:13 AM »
\o/ indeed  :cheese:

about bills and simoleon, i was looking for a bank/loan system something to help me to get money when need and get the family in bankrupt when you never expect  :lol:
I've tried the Monique ATM but isn't exactly what i'm looking for... any suggestion about it ? :cheese:

Offline Zirconia Wolf

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Re: Do not pay bills if you haven't money !! >.<
« Reply #5 on: July 03, 2011, 11:45:45 AM »
Have you looked at Inge's Morgage Shrubs or Cyjon's Loan Jar mods yet?
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Offline zephyrzodiac

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Re: Do not pay bills if you haven't money !! >.<
« Reply #6 on: July 03, 2011, 02:29:51 PM »
Just use the Visitor Controller to ban the mailman - if you don't get the bill, you shouldn't have to pay.  The batbox (FFSDebugger) also has an option to nuke stuck bills, which basically means you can nuke the bills and not pay.
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Offline BoilingOil

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Re: Do not pay bills if you haven't money !! >.<
« Reply #7 on: July 03, 2011, 02:52:52 PM »
Nah, Max *wants* his sims to get in trouble: he wants the bills to be paid automatically, but doesn't want to know if the bills can't be paid. He even wants to loan sims into bankrupcy ...

Anyway, I wonder if banning the mailman would really help... An NPC doing their job? I have a hard time swallowing that.... On the other hand, if that's really possible, then kudos to TwoJeffs!!!

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Offline MaryH

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Re: Do not pay bills if you haven't money !! >.<
« Reply #8 on: July 03, 2011, 03:54:53 PM »
You can ban the mailman-it's an option available on the VC-and I've got everyone but the mailman banned-no cow mascots, no evil gypsies, not even the stupid paperboy/girl (that was one of the first hacks I ever got-to get rid of the paper delivery. Drove me mad about the amount of papers left on the front lawn!)
In fact, if you want to go so far as to do this: using the 'moveObjects on' cheat, you can delete the mailbox and you'll never get mail again! :smile:

Offline MaximilianPs

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Re: Do not pay bills if you haven't money !! >.<
« Reply #9 on: July 03, 2011, 04:30:41 PM »
mail-man in my case mailwoman is important for me
she/he is the first wife/husband of my single sims :D

Offline Zirconia Wolf

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Re: Do not pay bills if you haven't money !! >.<
« Reply #10 on: July 03, 2011, 04:55:45 PM »
Wow!

Talk about *special delivery* eh!
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Offline BoilingOil

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Re: Do not pay bills if you haven't money !! >.<
« Reply #11 on: July 03, 2011, 05:06:29 PM »
Billy-Bob Farmer (in my now long-dead LOTL-hood) married the mail-woman!

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Offline Zirconia Wolf

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Re: Do not pay bills if you haven't money !! >.<
« Reply #12 on: July 03, 2011, 05:10:41 PM »
Must be something 'bout those tight blue shorts, eh?  :wink:
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Offline MaryH

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Re: Do not pay bills if you haven't money !! >.<
« Reply #13 on: July 03, 2011, 05:22:07 PM »
That paper boy, Abijeneet what'shisname? In one of my very first games, I aged him up, renamed him (don't ask me how I did that..) and got him married off to Angela Pleasant. They're now the Livingstons, and live on in my game.
That was the last paper boy I ever used. The mail person can go away! :lol:

Offline MaximilianPs

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Re: Do not pay bills if you haven't money !! >.<
« Reply #14 on: July 04, 2011, 02:56:05 AM »
I think that must be 'cause the uniform fashion  :lol:

anyway thnx for the info ZW, Cyjon's mod looks intresting :)

Offline Pleun

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Re: Do not pay bills if you haven't money !! >.<
« Reply #15 on: July 04, 2011, 04:01:58 AM »
Abijeneet what'shisname?

At first glance i thought it said whatshitname... X)
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Offline Zirconia Wolf

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Re: Do not pay bills if you haven't money !! >.<
« Reply #16 on: July 04, 2011, 07:33:47 AM »
At first glance i thought it said whatshitname... X)

You were propbably thinking of Goopy at the time.  X)

anyway thnx for the info ZW, Cyjon's mod looks intresting :)

The thing I like about it is the way you can adjust the interest rate charged from 1% to 9%, so you can make things harder/harder/really hard depending on your needs and/or play style. (I suppose a code-savvy person could even make the interest rates higher, but that's something a smarter person would have to confirm.)

For an extra challenge, check out Cyjon's Bigger Bills mod or AH's version of SimModder's Higher Bills which he updated for Apartment Life. (Don't know off-hand what the rate of increase is in SimModder's mod, but Cyjon outlines his mod details in the link I posted.)

In case you haven't already guessed, I'm all about making life tough on my pixel minions!
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Offline MaximilianPs

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Re: Do not pay bills if you haven't money !! >.<
« Reply #17 on: July 04, 2011, 08:09:53 AM »
indeed, also, i think it's a that Sims have a too easy like  :lol:

Offline zephyrzodiac

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Re: Do not pay bills if you haven't money !! >.<
« Reply #18 on: July 04, 2011, 08:36:09 AM »
There's also Pes's expensiveNPCs and privateschoolbillfix, just to make it harder for your Fortune Sims to be able to afford all those top-of-the-range items!
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Re: Do not pay bills if you haven't money !! >.<
« Reply #19 on: July 04, 2011, 10:55:15 AM »
anyway thnx for the info ZW, Cyjon's mod looks intresting :)

The thing I like about it is the way you can adjust the interest rate charged from 1% to 9%, so you can make things harder/harder/really hard depending on your needs and/or play style. (I suppose a code-savvy person could even make the interest rates higher, but that's something a smarter person would have to confirm.)

Smarter? That's a matter of topic, I suppose... We all have our moments, I'm sure.

Anyway, I've looked at this Jar, and it's totally simple to change the maximum interest rate. Simply change the last line in BCON 0x1001 to a value one higher than the interest rate you want!
I would recommend caution, though: setting it too high will cause the "Set interest" pie menu to become enormous. But then, who would ever take out a loan at any rate over 15%, right?

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Offline zephyrzodiac

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Re: Do not pay bills if you haven't money !! >.<
« Reply #20 on: July 04, 2011, 11:49:03 AM »
Anyone fool enough to fall into the hands of a loan shark....
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Offline Zirconia Wolf

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Re: Do not pay bills if you haven't money !! >.<
« Reply #21 on: July 04, 2011, 05:18:25 PM »
...or live in a Sim-Universe run by a She-Wolf on a serious power trip.


@BO: Thanks for the instructions for tweaking the interest rates on the Loan Jar! (See? I knew a smart person would come by & explain if such a thing was/wasn't possible!)
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Offline MaryH

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Re: Do not pay bills if you haven't money !! >.<
« Reply #22 on: July 04, 2011, 07:14:45 PM »
Quote
But then, who would ever take out a loan at any rate over 15%, right?

A pawn shop. They can charge up to 25% in some states for redemption of pawned items.

Offline venusking

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Re: Do not pay bills if you haven't money !! >.<
« Reply #23 on: July 05, 2011, 12:41:57 PM »
Someone with bad credit who still wants a credit card. I've seen rates of 29.99% on my one of my friend's credit cards.

Offline Papajack

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Re: Do not pay bills if you haven't money !! >.<
« Reply #24 on: August 03, 2012, 11:51:26 PM »
But, if DO WANT TO PAY your bills, you can always go into console and type motherlode, if you don't have enough to do so. It's just an option. I always keep my options open. I haven't had to use it yet, but I brought it up to let you know about it, that is if this knowledge is allowed..???

But, if you prefer to not have this type of stuff in here, I won't put it in here again. Just let me know, ok?

Offline zephyrzodiac

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Re: Do not pay bills if you haven't money !! >.<
« Reply #25 on: August 04, 2012, 12:11:36 AM »
Oh, I think the majority of us are well aware of all the in-game money cheats, and mostly prefer not to use them except in an emergency, or to repay sims for out mistake in losing an item of their furniture....

Regarding exorbitant interest, Pay Day Loans....
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Offline simsfreq

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Re: Do not pay bills if you haven't money !! >.<
« Reply #26 on: August 04, 2012, 01:39:51 AM »
Yeah, I don't know if they have them elsewhere, but payday lenders/loan sharks in this country charge literally 2000% apr, and one can get into significant trouble with them. They get away with it because their loan term is so short and the amount so small that it works out at around 50 or so on top of the actual loan amount, so it's only if you fail to pay this initially that you get into trouble, and most people desperate for money don't read the small print or ignore it out of necessity :(
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Offline zephyrzodiac

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Re: Do not pay bills if you haven't money !! >.<
« Reply #27 on: August 04, 2012, 01:43:32 AM »
Pity the days when employers would give an advance on a person's salary have gone!  And these Pay Day Lenders are, to all intents and purposes, loan sharks who have found a way to stay inside the law.
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Offline Orilon

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Re: Do not pay bills if you haven't money !! >.<
« Reply #28 on: August 04, 2012, 11:21:54 AM »
That is why (at least in my city) they passed a law a couple years ago that cracked down on the pay day lenders. There are still a few sharks preying on the desperate but not as many as there used to be.

 

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